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Misfortune can happen at any time, and it's much better to have your wishes stated in an actionable legal form than not to.

Part of the job of estate planning is thinking through the different ways the future might work out - who will survive whom, whether a beneficiary will be a minor or an adult at the time she receives the bequest. It’s important to take a range of possibilities into account.

Many websites advising on what to think about when divorcing say you should be sure to change your will once it's all over. That's good advice, but it doesn't go far enough.

When a close relative dies, and someone other than you has been named in the will as the executor of the estate (or applies to the court to administer the estate, if there was no will), you will receive a Waiver and Consent document and you’ll be asked to sign and return it.

There's great pride in passing a family home from one generation to the next. Sometimes, this allows relatives to remain in close contact under one roof and ensures attentive care to the elders and the children. But it can create a lot of conflict, too.